From Our Blog
Plain-English guidance for injured Californians. This information is educational and is not legal advice.
After a crash in Folsom, the police report is the first thing the insurance company asks for. Here's exactly how to get your Folsom PD or CHP accident report — who has it, what it costs, and how long it takes.
As of January 1, 2026, California's Move Over law (AB 390) protects any stopped vehicle with hazard lights, not just emergency vehicles. Here is what changed and why it matters if you're hit roadside.
California raised its minimum auto insurance to 30/60/15 in 2025 under SB 1107. Here is what the new numbers mean, why they still fall short in a serious injury, and how it affects your claim.
The hours after a California crash shape both your recovery and any claim. Here are the steps that matter, the two legal reporting deadlines most drivers miss, and the mistakes that quietly reduce a claim.
Most California injury claims must be filed within two years — but claims against a government entity can expire in six months. Here are the deadlines, the exceptions, and why waiting is the most common way a strong case is lost.
California is a pure comparative fault state: being partly to blame reduces your recovery but never bars it. Here is how the percentages are set, what Proposition 51 changed, and how insurers use fault to cut claims.
California is the only state to formally define lane splitting in statute — and the law sets no specific speed limit. Here is what Vehicle Code 21658.1 actually says, the CHP guidance, and how insurers use rider bias.
The adjuster is friendly, but they work for the insurer. Here is what California law requires of them, what a recorded statement is really for, and how to handle the first offer without damaging your claim.
California injury damages fall into economic and non-economic categories — and they are proven in very different ways. Here is what each covers, how future losses are valued, and what Proposition 51 means when several parties are at fault.
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