Dealing With Insurance Adjusters After a California Accident

After an accident, you will likely hear from an insurance adjuster — sometimes within hours. It is important to remember that the adjuster works for the insurance company, whose goal is to limit what it pays. This article offers general information, not legal advice.

Be cautious with statements

You are generally not required to give a recorded statement to the other driver’s insurer, and doing so before you understand your rights can sometimes hurt your claim. Stick to the facts, avoid speculating about fault, and never minimize your injuries.

A quick settlement offer may not account for future medical care or the full extent of your injuries.

Think about the full picture

Early settlement offers are sometimes lower than the true value of a claim, especially when injuries are still developing. Under California law, recoverable damages can include future medical care and lost earning capacity. An attorney can help you evaluate an offer before you accept it.