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How to handle California insurance claims after an injury: adjuster tactics, policy limits, uninsured motorist coverage, and what to do before you accept an offer.
When the driver who hit you has no insurance — or nowhere near enough — the claim that pays is usually against your own policy. Here is how UM/UIM works, the deadlines that quietly kill claims, and what Prop 213 means for your recovery.
California raised its minimum auto insurance to 30/60/15 in 2025 under SB 1107. Here is what the new numbers mean, why they still fall short in a serious injury, and how it affects your claim.
The adjuster is friendly, but they work for the insurer. Here is what California law requires of them, what a recorded statement is really for, and how to handle the first offer without damaging your claim.
In a California rideshare crash, which policy pays depends on exactly what the driver was doing at that moment. Here are the three coverage periods set by state law, and the dollar figures attached to each.
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